iCalledIt Terms of Service

Draft. The operator's details are still being filled in, so this is not yet the final text.

Last updated: [TBD]
Operator: [TBD], UEN [TBD], [TBD], Singapore ("iCalledIt", "we", "us")

Plain-English summary (the full terms below govern): iCalledIt is a free forecasting game. Points have no value and cannot be bought, sold, or cashed out. It is not gambling and not advice. You must be 13 or older. We resolve questions and our decision is final. The service is provided as-is; to the fullest extent the law allows, we are not liable for losses, and you agree to cover us if your misuse causes claims. Singapore law applies.

1. Agreement

By accessing icalledit.co, our web app, bots, embeds, or any related service (the "Service"), you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service. Using the Service as a guest (without creating an account) also binds you to these Terms.

2. Eligibility

2.1 You must be at least 13 years old. If you are under 18, you confirm that a parent or guardian has reviewed these Terms and consents to your use.

2.2 You must not use the Service if doing so is prohibited by the laws of the place you are in. You are responsible for knowing those laws. We may restrict or hide content by country.

2.3 You may not use the Service if we have previously suspended or removed your account.

3. What the Service is — and is not

3.1 A free game of skill. iCalledIt lets you record forecasts about the probability of future events, compare them with other users, and track your accuracy over time.

3.2 Points have no value. The Service uses virtual points, ratings, streaks, badges, and other in-game indicators ("Points"). Points:
(a) have no monetary or real-world value;
(b) cannot be purchased, sold, transferred, gifted, exchanged, redeemed, or withdrawn, and any attempt to do so is a breach of these Terms;
(c) are not property; you have no ownership interest in Points, only a limited, revocable, non-transferable licence to use them within the Service;
(d) may be adjusted, reset, capped, expired, or removed by us at any time, including to correct errors, enforce these Terms, rebalance the game, or discontinue features.

3.3 Not gambling. No money or money's worth is staked, and no money or money's worth can be won. The Service does not offer, facilitate, or promote betting, wagering, lotteries, or games of chance. Any user who attempts to attach real-world value to Points, forecasts, or outcomes — including side bets, wagers, or prizes arranged outside the Service — does so entirely outside the Service, in breach of these Terms, and at their own risk.

3.4 Not advice. Crowd percentages, ratings, forecasts, comments, and any other content on the Service are user-generated opinions and game data. They are not financial, investment, legal, medical, or any other kind of advice and must not be relied on for any decision. We make no representation that any forecast or percentage is accurate, complete, or predictive.

3.5 No prizes. Unless we expressly announce a specific promotion with its own written terms, nothing on the Service constitutes an offer of a prize, reward, or benefit of any kind.

4. Accounts

4.1 Guest use. You may forecast without registering. Guest data is tied to your device and may be lost if you clear your browser or the guest session expires. We have no obligation to recover it.

4.2 Registered accounts. You may claim an account through third-party sign-in (such as WhatsApp, Telegram, Google, or email). You are responsible for the security of those third-party accounts and for all activity under your iCalledIt account.

4.3 One person, one account. Each person may hold only one ranked account. Creating multiple accounts, sharing accounts, or using automation to forecast is prohibited.

4.4 Handles. You will be assigned or may choose a pseudonymous handle. Handles must not impersonate any person or organisation, infringe rights, or be offensive. We may change any handle at our discretion.

4.5 Verification. Some features (for example, ranked leaderboards or company and school boards) require phone or email-domain verification. Verification does not create any employment, endorsement, or affiliation relationship between us and any company or institution, and we do not verify that you are authorised by your employer or school to participate.

5. Questions, forecasts, and resolution

5.1 We publish questions with resolution criteria and a stated source. We may edit, close early, extend, void, or remove any question at any time.

5.2 Our resolution is final. We determine the outcome of each question in our sole discretion, based on the stated criteria and source or, where these are unavailable or ambiguous, on any reasonable basis we choose. You may raise a dispute within the dispute window shown on the question; we will consider it but are not obliged to change a resolution. Resolution decisions are not subject to appeal, arbitration, or court challenge.

5.3 Void. If a question is voided, forecasts are unwound and Points returned. No rating change is made. We are not liable for any consequence of a void.

5.4 Errors. If a bug, exploit, or error results in incorrect Points, ratings, or outcomes, we may correct them retroactively, including by reversing entries in your account.

5.5 Timing. Forecasts are recorded when received by our servers. We are not responsible for forecasts that are delayed, lost, or rejected due to connectivity, device issues, or third-party services.

6. Acceptable use

You must not:
(a) use the Service for any unlawful purpose, or in any way that could bring the Service into disrepute or attract regulatory action;
(b) stake, wager, or arrange any real-world value on any question, forecast, or outcome, or solicit others to do so;
(c) manipulate crowd percentages, ratings, or leaderboards, including through multiple accounts, coordinated trading, automation, or exploits;
(d) post content that is defamatory, harassing, hateful, obscene, discriminatory, or that identifies or targets a private individual;
(e) post content that is illegal in Singapore or in any country where the content is visible — including content concerning elections during a writ period in Singapore, contempt of court, or content that would offend laws on race, religion, royalty, or national security in the relevant country;
(f) propose or attempt to create questions in categories we have blocked;
(g) scrape, crawl, mirror, or bulk-export the Service or its data, except through interfaces we expressly provide;
(h) reverse-engineer, interfere with, or circumvent any security or rate-limiting feature;
(i) impersonate any person or misrepresent your affiliation;
(j) use the Service to send spam, or to advertise without our written permission.

We may investigate and take any action we consider appropriate, including removing content, adjusting Points or ratings, suspending or terminating accounts, and reporting to authorities.

7. Your content

7.1 You retain ownership of content you post (comments, proposed questions, handles, league names, and similar — "User Content").

7.2 You grant us a worldwide, non-exclusive, royalty-free, sublicensable, perpetual, irrevocable licence to use, reproduce, adapt, publish, display, distribute, and create derivative works from your User Content and your forecasts (in individual or aggregated form) for operating, promoting, analysing, and improving the Service, including in share cards, digests, recaps, reports, and media.

7.3 You confirm that your User Content does not infringe any third-party right and that you have all rights needed to grant the licence above.

7.4 We do not pre-screen User Content and are not responsible for it. We may remove any User Content at any time without notice.

7.5 Forecast and crowd data, once aggregated or anonymised, is ours and may be used, published, licensed, or sold without restriction or compensation to you.

8. Our intellectual property

The Service, including its name, logo, design, software, question text, resolution criteria, ratings methodology, and all content we create, is owned by us or our licensors and protected by intellectual-property laws. You may not copy, modify, distribute, or create derivative works from any part of the Service except as these Terms expressly allow. Share cards and embeds may be shared as provided, unmodified, with attribution intact.

9. Third-party services

The Service uses third-party services including messaging platforms (WhatsApp, Telegram), sign-in providers (Google and others), hosting, analytics, and link previews. Those services are governed by their own terms and privacy policies. We are not responsible for their availability, conduct, or any loss arising from them. Links to third-party sites are provided for convenience only.

10. Disclaimers

10.1 The Service is provided "as is" and "as available." To the fullest extent permitted by law, we exclude all warranties, conditions, and representations, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy, non-infringement, availability, or that the Service will be uninterrupted, error-free, or secure.

10.2 We do not warrant that any forecast, crowd percentage, rating, resolution, or other content is accurate, reliable, or suitable for any purpose.

10.3 Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including under the Unfair Contract Terms Act 1977 of Singapore, liability for death or personal injury caused by our negligence, or liability for fraud.

11. Limitation of liability

To the fullest extent permitted by law:

11.1 We (including our directors, officers, employees, contractors, agents, and licensors) are not liable to you for any indirect, incidental, special, consequential, exemplary, or punitive loss or damage, or for any loss of profit, revenue, business, opportunity, goodwill, data, or Points, however caused and whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if we were advised of the possibility.

11.2 Our total aggregate liability to you for all claims arising out of or in connection with the Service or these Terms shall not exceed the greater of (a) the amount you have paid us in the 12 months before the claim, and (b) SGD 50.

11.3 We are not liable for any loss arising from: your reliance on any content; any decision you make based on the Service; any real-world arrangement between you and any other person concerning forecasts or outcomes; the loss, adjustment, or removal of Points; the actions of other users; or the unavailability of the Service.

11.4 You acknowledge that the Service is free, that these limitations are a fair allocation of risk, and that we would not provide the Service without them.

12. Indemnity

You agree to defend, indemnify, and hold harmless iCalledIt and its directors, officers, employees, contractors, agents, and licensors from and against all claims, liabilities, damages, losses, penalties, fines, costs, and expenses (including reasonable legal fees) arising out of or in connection with:
(a) your use or misuse of the Service;
(b) your User Content;
(c) your breach of these Terms or of any law or third-party right;
(d) any real-world stake, wager, prize, or arrangement you make or solicit in connection with the Service;
(e) any claim by your employer, school, or any organisation relating to your participation in company, school, or league boards;
(f) any claim that your conduct on the Service constitutes or facilitates gambling, election activity, contempt, defamation, or any other unlawful activity in any jurisdiction.

We may assume the exclusive defence and control of any matter subject to indemnification, and you agree to cooperate with us.

13. Suspension and termination

13.1 We may suspend, restrict, or terminate your access, delete your account, and remove your content at any time, with or without notice, for any reason or no reason, including breach of these Terms, legal or regulatory risk, or discontinuation of the Service.

13.2 You may stop using the Service or delete your account at any time from the You page.

13.3 On termination, your licence to Points ends immediately and Points are forfeited without compensation. Sections 3, 7, 8, 10, 11, 12, 14, 15, and 16 survive termination.

14. Changes to the Service and these Terms

14.1 We may change, suspend, or discontinue any part of the Service at any time without liability.

14.2 We may amend these Terms. We will post the updated Terms with a new "last updated" date and, for material changes, notify you through the Service. Your continued use after the effective date is acceptance. If you do not agree, stop using the Service.

15. Governing law and disputes

15.1 These Terms are governed by the laws of Singapore, without regard to conflict-of-laws rules.

15.2 Before starting any formal proceeding, you agree to contact us at [TBD] and attempt in good faith to resolve the dispute for at least 30 days.

15.3 Any dispute not resolved under 15.2 shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre in accordance with its rules, seated in Singapore, before a single arbitrator, in English. Where applicable law gives you a non-excludable right to bring a claim in the courts or a small-claims tribunal of your home jurisdiction, nothing in this clause removes that right.

15.4 To the extent permitted by law, you agree to bring any claim only in your individual capacity and not as a plaintiff or class member in any class, collective, or representative proceeding.

15.5 Any claim must be brought within one year of the date it arose, or it is permanently barred.

16. General

16.1 Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us regarding the Service.

16.2 Severability. If any provision is held unenforceable, it will be enforced to the maximum extent permitted and the rest remains in effect.

16.3 No waiver. Our failure to enforce any provision is not a waiver.

16.4 Assignment. You may not assign these Terms. We may assign them without restriction.

16.5 No third-party rights. Except for the indemnified parties in section 12, no person other than you and us has any right under the Contracts (Rights of Third Parties) Act 2001 to enforce these Terms.

16.6 Force majeure. We are not liable for any failure caused by events beyond our reasonable control.

16.7 Language. These Terms are written in English. Any translation is for convenience; the English version prevails.

16.8 Contact. [TBD], [TBD], [TBD].

Annex A — Points Policy (part of these Terms)

1. New accounts receive a starting balance. Daily activity and streaks may add Points. Forecasts allocate Points to positions; resolution settles them.
2. Points, ratings, streaks, badges, and board positions are game features only. They have no cash value, are not redeemable, and cannot leave the Service.
3. We may change starting balances, bonuses, caps, floors, or scoring at any time.
4. Weekly floor top-ups and similar mechanics are discretionary and may be withdrawn.
5. Any attempt to buy, sell, trade, gift, or transfer Points, accounts, or ranked status — on or off the Service — is a material breach and results in termination.
6. We may reset Points or ratings for an account on suspicion of manipulation, without proof and without notice.

Annex B — Community Rules (part of these Terms)

1. Forecast, don't fight. Comments are for reasoning and sources.
2. No real people as targets: no questions or comments about named private individuals, deaths, health, crimes, or court cases.
3. Respect country rules: no election-period content in Singapore; no content on race, religion, or royalty in Malaysia; nothing concerning the monarchy in Thailand; no football, religion, or elections in Indonesia. We enforce these strictly and without appeal.
4. No side bets. Anyone proposing or organising real-world stakes is removed.
5. One human, one ranked account. Bots, farms, and coordinated rings are removed and reset.
6. Report, don't retaliate. Three reports hide a comment pending review.